Place the contents of your wallet on a photocopy machine. Then copy both sides of each license, credit card, etc. You will now know exactly what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Be sure you keep the photocopy in a safe place.

We've all heard horror stories about fraud. Unfortunately, it can happen at any time to anyone. Your wallet or purse can be stolen. Here's some critical information to limit the damage in case this happens to you or someone you know.

1. As everyone always advises, cancel your credit cards immediately, but the key is having the tool free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily.

2. File a police report immediately in the jurisdiction where it was stolen. This proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one).

3. But here's what is perhaps most important: Call the three national credit reporting organizations immediately to place a fraud alert on your name and SS#. This is in case an application for credit is made over the Internet in your name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit.

The Phone Numbers Are:

* Equifax: 1-800-525-6285
* Experian (formerly TRW): 1-888-397-3742
* Trans Union: 1-800-680-7289

Social Security Administration Fraud Line: 1-800-269-0271

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